We are Northeastern New Mexico's premier financial institution with more loans, more deposits, more income and more capital than any other local bank. Until recently, people did not think much about their own bank's strength, but times are different now. Not only are we the oldest, largest and strongest local bank, we are also the safest. Bank with us and bank with almost 125 years of proven experience!

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
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All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, please visit www.fdic.gov.

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If you have any questions about how this affects any of your accounts, please see an officer of the bank.

We've had roots in our community long before others had branches!